Golf Australia maintains a Player’s Personal Liability Insurance Policy for all members of affiliated golf clubs. Broadly this policy covers the legal liability of members to pay compensation for personal injury or property damage which occurs while playing or practising golf or attending a golf event or venue as a player, guest or spectator.
Effective March 1, 2025 changes have been made to the policy to ensure Golf Australia can maintain protection for members in the event of serious personal injury.
What has changed?
Exclusions: Specific exclusions have been added for any claim, loss, damage, liability or costs and expenses incurred directly or indirectly in connection with third party property damage to:
- golf carts; and
- personal electronic devices include phone, iPad, watch, rangefinder or anything similar.
Excess: There are now three categories of insurance claim:
1. Personal injury claims – NO excess will be payable
2. Property damage where golfer is found to have followed all expected duty of care, local rules and the Rules of Golf – NO excess payable
3. Property damage where golfer is found to have acted in a negligent manner and caused damage to a third-party property – $1,000 excess is payable
Further Information & FAQs
For additional information on the policy changes and FAQs, please visit the link below.